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Terms of Use

Welcome to The Kalo Group website. By accessing or using this website and our services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.

About Our Services

The Kalo Group provides administrative and coordination services for individuals and families with complex estates, entities, and operations. We help organize information, track documentation, and coordinate next steps with professional advisors. We do not provide legal, tax, investment, or financial advice. Any such advice is provided by licensed professionals with whom we help facilitate access.

Use of This Website

You agree to use this website only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict their use of the site. You may not:

Intellectual Property

All content on this website — including text, graphics, logos, images, and design — is the property of The Kalo Group or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.

No Professional Advice

The information provided on this website is for general informational purposes only and does not constitute legal, tax, financial, or investment advice. The Kalo Group is not a law firm, accounting firm, or financial advisory firm. We serve as an administrative and coordination layer, helping clients work more effectively with their existing professional advisors.

You should consult with qualified licensed professionals before making any legal, tax, or financial decisions.

Client Engagement

Use of this website does not establish a client relationship with The Kalo Group. A client relationship is established only through a signed service agreement. All services are subject to the terms outlined in the applicable engagement agreement.

Confidentiality

We take the confidentiality of client information seriously. Information shared with us in the course of providing services is handled in accordance with our Privacy Policy and any applicable confidentiality provisions in your service agreement.

Third-Party Links

This website may contain links to third-party websites or resources. These links are provided for your convenience only. We do not endorse and are not responsible for the content, products, or services offered by third parties. Your use of third-party websites is at your own risk.

Disclaimer of Warranties

This website and its content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of harmful components. To the fullest extent permitted by law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

To the fullest extent permitted by law, The Kalo Group and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of this website or our services, regardless of the theory of liability.

Indemnification

You agree to indemnify and hold harmless The Kalo Group and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses (including reasonable attorney's fees) arising out of your use of this website or violation of these Terms of Use.

Governing Law

These Terms of Use are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles. Any disputes arising under these terms shall be resolved in the courts located in Polk County, Florida.

Changes to These Terms

We reserve the right to update or modify these Terms of Use at any time. Changes will be posted on this page with an updated effective date. Your continued use of the website after any changes constitutes acceptance of the revised terms.

Contact Us

If you have questions about these Terms of Use, please contact us at:

The Kalo Group
250 Magnolia Ave SW #102
Winter Haven, FL 33880